🇵🇭🇻🇳 Built for Filipino, Vietnamese & American families

Your money.
Your future.
Your clarity.

Free financial tools and personalized coaching for Filipino, Vietnamese & American families. No jargon. No judgment. Just a clear plan that actually works for your life.

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The exact framework Ian uses with coaching clients — in plain English and Vietnamese.

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Vietnamese Family Finance Checklist Free PDF — 7 steps to financial clarity in 30 days
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5 Free calculators
CPA Active credential
CFP® Exam passed
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Calculate your financial picture

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Home Affordability

Mua nhà được bao nhiêu tiền?

Find out how much house you can actually afford in the Inland Empire.

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Retirement Savings

Cần tiết kiệm bao nhiêu để về hưu?

How much do you need to save to retire comfortably on your terms.

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Emergency Fund

Cần để dành bao nhiêu tiền dự phòng?

Calculate the right emergency fund for your family size and job situation.

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Net Worth Snapshot

Tài sản thực của bạn là bao nhiêu?

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Investment Growth

Tiền đầu tư tăng trưởng như thế nào?

See how compound interest grows your wealth over time with different strategies.

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Weekly money lessons.
In plain English.

Every Tuesday, Ian sends one practical money lesson designed for Vietnamese and Filipino-American families. No fluff. Just what works.

  • How to get out of credit card debt faster
  • When to buy vs rent in the Inland Empire
  • Roth IRA vs Traditional — which one for immigrants
  • Tax moves to make before December 31st
  • How to talk to your parents about money (in Vietnamese)

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Vietnamese, Filipino & American families building real wealth — one week at a time.

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Straight talk about money

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Debt May 2026 · 8 min read

Why Vietnamese families are trapped in credit card debt — and the exact steps to get out

Most advice says "just spend less." But when you're supporting your parents, sending remittances, and trying to build a life in America at the same time — it's not that simple. Here's what actually works.

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Real Estate Apr 2026 · 5 min

Buy or rent in Ontario, CA? A CPA's honest answer for 2026

With mortgage rates at 7%, the math has changed. Here's what Ian actually recommends for families in the Inland Empire right now.

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Investing Apr 2026 · 6 min

Roth IRA or Traditional IRA — which one for immigrant families?

Your parents said save money. They never said which account. Here's the answer — with actual numbers.

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Financial coaching that respects your story

Ian works with a small number of Vietnamese-American and Filipino-American clients who are serious about building real wealth. Fee-only. No commissions. Ever.

Discovery Session
$97
One-time, 30 minutes
  • Full financial picture review
  • Your top 3 money leaks identified
  • Clear next steps — no upsell
  • Recorded for your reference
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Annual Planning
$1,200
12 months · ongoing
  • Monthly strategy sessions
  • Full financial plan + updates
  • Investment review & guidance
  • Tax planning every quarter
  • Priority response — always
  • Family members included
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A CPA and CFP® who's been in your shoes

Ian Leong is a Vietnamese-American CPA and CFP® candidate based in Ontario, CA. He built Miso Money because he saw too many immigrant families in the Inland Empire working incredibly hard — but trapped in financial patterns nobody taught them how to escape.

CPA Active License
CFP® Exam Passed
Fee-Only No commissions
Bilingual EN + Vietnamese
Ontario, CA Inland Empire

"Most financial advice is written for people who already have money. I help people who are building it from scratch — first-generation, working-class, immigrant families who deserve the same clarity everyone else gets."

👨‍💼
Ian Leong
CPA · CFP® · Freedom by Design

Ontario, CA · JuJubes LLC
Helping Vietnamese & Filipino-American families build wealth without losing their culture or their sanity.